work Pages from text book listed below
As e-commerce continues to grow in the United States and abroad, new consumer protection laws are needed. Use the Internet to research recent developments in consumer protection for transactions through cyberspace. (Kubasek et al., 2013, p. 754-5). Consider cyberspace consumer protections that may affect the business in which you work, in which you would like to work, or from a situation you have experienced. Think of this issue from the perspective of a business working with customers; consider how protecting customers may cost your business profits, or, how it might make your business profits by “differentiating” your business from others like it. Then, consider this from the perspective of a legislator or regulator, trying to protect customers from this situation. (Some ideas: identity theft, credit card interest rates, airline baggage fees, etc.). Be creative.
Make a recommendation for a government regulation, or law that you would like to see enacted. Think of the consequences (good and bad) of the proposed regulation or law that you have suggested to businesses, and to consumers. Consider any unintended consequences that might occur. Your paper should have the following sections:
1. Regulation or law proposal. Be very specific in the wording. (Your own idea and words). (20 points).
a. What problem did you find in your research online that your regulation plans to address? Include a citation to the article(s) that describes the problem. (10 points)
b. What consequences might your proposed regulation/law have on affected businesses? Describe one good and one bad consequence. (10 points)
c. What consequences might your proposed regulation/law have on protected consumers? Describe one good and one bad consequence. (10 points)
d. Consider unintended consequences. What might one be? Describe it. (5 points).
2. References
o Include a reference(s) from the problem(s) you found in your online research. (5 points)
o APA formatting required. (5 points)
Check Investors a “debt collector,” collecting “debts,” within the meaning of the FDCPA? If so, did its methods violate the FDCPA? What might Check Investors use to argue in its defense? Discuss. Explain.
7. CrossCheck, Inc., provides check authorization services to retail merchants. When a customer presents a check, the merchant contacts CrossCheck, which estimates the probability that the check will clear the bank. If the check is within an acceptable statistical range, CrossCheck notifies the merchant. If the check is dishonored, the merchant sends it to CrossCheck, which pays it. CrossCheck then attempts to redeposit the check. If this fails, CrossCheck takes further steps to collect the amount. William Winterstein took his truck to C&P Auto Service Center, Inc., for a tune-up and paid for the service with a check. C&P contacted CrossCheck and, on its recommendation, accepted the check. When the check was dishonored, C&P mailed it to CrossCheck, which reimbursed C&P and sent a letter to Winterstein, requesting payment. Winterstein filed a suit in a federal district court against CrossCheck, asserting that the letter violated the FDCPA. CrossCheck filed a motion for summary judgment. Who won? Explain.
8. 25-16
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For these reasons, the FTC must step in to protect our children from these money-hungry marketers. To fail to do so is to jeopardize America’s future: its children.
• 1. What primary ethical norm is downplayed by this argument?
• 2. In this argument, what is the relevant rule of law to which the author refers?
• 3. What reasons does the author give for tighter control of advertising aimed at children?
• 4. Please state opposing arguments to those set out by the author in this essay.
ASSIGNMENT ON THE INTERNET
As e-commerce continues to grow in the United States and abroad, new consumer protection laws are needed. Now that you know something about current consumer protection laws in the United States, use the Internet to research recent developments in consumer protection for transactions through cybers
