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Financial Planner
Pretend that you are your own financial planner and write a one to two page double spaced letter to yourself addressing at least two of the three learning goals of this lesson.
Learning Goals
1. Identify opportunities and challenges related to your cash inflows and outflows and make recommendations to assist yourself in meeting your current needs and long-term financial goals.
2. Explain the need for liquid assets and emergency funds and recommend strategies for accumulating the appropriate levels of funds.
3. Calculate savings required to meet financial goals and recommend how to incorporate planned savings into your cash flow plan.

 

LESSON MATERIAL
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About Cash Flow Management
The primary components of cash flow management include income, fixed expenses, variable expenses, and savings contributions. Income earned by the client may include salary, interest, dividend, pension, business income, and alimony received. Examples of fixed expenses include mortgage payments, automobile payments, student loan payments, property taxes, insurance premiums, and federal and state income tax withholdings. Variable expenses are more discretionary than fixed expenses over the short term, and include items such as entertainment expenses and vacation expenses.
The statement of income and expenses is a financial statement that represents all of the client’s income, including both earned and expected income, less all expenses incurred during the specified time period. This statement is typically prepared on an annual basis but can be prepared for a monthly or quarterly period of time. Additionally, the statement of income and expenses does not include nonrecurring transactions such as the sale of stock or an employer’s contribution to a retirement plan. Understanding a client’s cash flow can provide valuable information in understanding a client’s financial priorities by providing a snapshot of the client’s financial situation. The statement of income and expenses should be viewed with the balance sheet to provide the financial planner with a more accurate picture of a client’s financial situation.
The financial planner should identify opportunities and challenges related to a client’s cash inflows and outflows. For example, having a positive cash flow will afford the client options to save for long-term goals such as education and retirement. Conversely, a negative cash flow may lead the client to having excess debt and additional costs due to interest. The financial planner should calculate the amount of savings required to meet the client’s financial goals and recommend how to incorporate planned saving contributions into the cash flow plan. The financial planner should also communicate the need for liquid assets and emergency funds and recommend strategies for accumulating the appropriate levels of funds. The financial planner should also work with clients to identify non-financial resources that they may use to achieve financial goals. Understanding a client’s cash flow plan is essential to financial planning.
An analysis of a client’s cash flow may serve as a wake-up call. By all accounts, the United States recently went through its longest (December 2007 through June 2009) and by most measures worst economic recession since the Great Depression, labeled the Great Recession. Leading up to the Great Recession, housing prices soared and consumerism was rampant. A bubble in home prices allowed many consumers to borrow massively. The economic downturn was marked with rising unemployment, decreasing spending, and falling housing prices with threats of foreclosure. Many families continue to struggle daily to make ends meet as they try to recover from the recession. At a time when many Americans are trying to dig their way out of debt, they have no emergency funds and little or no retirement savings. Additionally, workers who faced long periods of unemployment may have depleted their savings.
Learn more about cash flow statements and analysis from the video clip posted below

 

Establishing Goals and Defining Assumptions
The planner and client must work together to mutually define the client’s goals and objectives for the financial plan. Goals and objectives provide a roadmap for the financial planning process. The planner must keep the client’s values, attitudes, expectations, and time horizons in mind as they affect the goals, needs, and priorities of the client. The planner might have different ideas of what a priority would be – for the planner, retirement might be a priority over saving for their child’s education. It’s important to remember, don’t make the plan your plan, make the plan your client’s plan.
As a general rule, goals tend to be broad, while objectives are narrower. However, these terms can be used interchangeably in this course, and both goals and objectives must be measurable. For example, say your goal is that you want to retire. Is that a good goal? According to your textbook, that’s a goal because it’s broad, but the objective would have to be more specific. In this case, a more appropriate statement would be, “I want to retire at age 65 with an annual income of $50,000 per year.” For our purposes, goals and objectives are expected to be this specific because they provide more information upon which to base your assumptions and planning strategies.
Additionally, the planner must collect and analyze both internal and external data. Internal data are those specifically pertaining to the client, such as income, investments, insurance policies, and so on. External data are factors such as federal income tax rates, interest rates, and inflation rates.
Establishing Assumptions
The planner along with the client, must establish reasonable assumptions. Some of these assumptions include:
• what constitutes an emergency fund (e.g., savings provisions).
• emergency fund ratio (the number of months of coverage by cash and cash equivalents of non-discretionary cash flows).
• debt ratios – what is an appropriate benchmark for this client? When will the client be out of debt?
• retirement – the retirement age, the percentage of pre-retirement income needed to maintain the retirement lifestyle, the retirement life expectancy, any legacy requirements, inflation rates, tax rates, and investment returns consistent with the client’s risk tolerance and actual portfolio asset allocation.
• education goals – ages of children, education inflation rate, current costs of relevant education.
• any lump-sum goals – today’s cost, the inflation rate, the amount needed to provide an adequate down payment.
Once these assumptions have been addressed, we are ready to begin exploring approaches to the financial planning process

 

Approaches to Financial Planning
There are several different approaches to the financial planning process. Using any one of the methods on its own will not likely be adequate to develop a comprehensive financial plan, while employing all of the approaches may create redundancy, but considered together will probably produce a comprehensive financial plan. An experienced financial planner may find it sufficient to only use a few.
Seven possible approaches are listed below with a brief description. Three common approaches – the life cycle, pie chart, and financial statement and ratio analysis approaches, are explained in more detail. Click on the title of each approach to learn more about it.

 

Life cycle approach

Data collection is quick and simple and relatively non-threatening to the client. It provides the planner with a brief overview of the client’s financialprofile.
The life cycle approach is somewhat of a pigeonhole analysis, meaning that a client’s financial position is based more on what peers in similar categories have or spend. The life cycle analysis is based upon such things as the client’s age, marital status, income, number of young dependent children, and so on. If you’re a 28 year old, married with two small children, and you’re making an income of $75,000, how do you compare to other people in the same life cycle?
Although this doesn’t deal with the client’s specific goals, it still provides a good starting point and can be used early in the planning process to compare where the client currently sits financially compared to their peers
This approach gathers and analyzes the following information:
• The ages of the client and spouse
• The client’s marital status
• The number and ages of children and grandchildren of the client
• The family income by each income contributor
• The family net worth
• Whether the client is self-employed or is an employee or unemployed or retired
Many people fit into similar profiles. The asset accumulation phase is usually early 20s to mid 50s when additional cash flow for investing is low and debt to net worth is high. The conservation (risk management) phase is from late 20s to early 70s, where cash flow, assets, and net worth have increased and debt has decreased somewhat. Untimely death becomes a priority during this phase. The distribution (gifting) phase is usually from mid 40s to end of life and occurs when the individual has high cash flow, low debt, and high net worth. The client’s life phase helps us to understand their risks and likely goals. It is entirely possible for a given client to be in two or even all three of the phases at once. Because of special circumstances, such as the early death of a spouse, the conservation phase may come before the asset accumulation phase for a client.

The pie chart

The pie chart approach provides a visual representation of how the client spends money. It is generally used after the collection of internal data and the preparation of financial statements.
The pie chart approach represents client spending in a visually stimulating way that helps the client realize spending habits and budget breakdown. The video below provides a full explanation of this approach.

The next method I want to discuss is the pie chart approach. The pie chart forces the client to focus on the fact that there is only one pie. You only have so much money to spend – that is your pie. So people can only spend what they have and it allows the client to visualize where the money goes. And this is often an eye-opening experience for the client.
So in this example of the pie chart, we’re looking at this client spends twenty five percent of their income on taxes, twenty eight percent on housing costs, they save twelve percent of their income, and so on. So then with this data, the client can look at benchmarks. So what is the typical person spend on taxes of their income? Typically it’s between fifteen and thirty percent, so they’re within that range, twenty-five percent. Savings, typically it’s between 10 and 18 percent. Again this client is saving twelve percent, so they’re within the benchmark, and so on. So it gives the client a good overview of where they stand amongst their peers, and it’s a visual that the client can see.

 

 

 

Risk Tolerance and Asset Allocation
Last module, we did a risk tolerance questionnaire. For risk tolerance, the greater your score, the more risk you can take. The more risk you take, the higher return you can expect. It is important to understand the amount of risk the client can take, and for that we would conduct an asset allocation. Asset allocation is how we allocate the investments amongst different asset classes. We’re going to get into investments and asset classes in more detail in future lessons.
For right now, let’s just say that in simplest form, there are four asset classes: cash, bonds, stock, and real estate. If you have a low risk tolerance, then you’re going to be mostly invested in cash and bonds. Bonds are just a loan, and you’re the lender. You’re lending a business or a government agency money and they pay you interest. Bonds are more secure than stock because if you own stock, there are no guarantees. If a company does poorly, you will lose money with stock. But, if the company is profitable, then the income earned by the company is shared with you because you’re part owner of the company. However, if the company goes bankrupt your stock could be worthless. The company would sell off its assets and from the money generated from this sale they would first need to pay off bond holders, the stock holders would then receive whatever is left. So, it’s important to be aware of the client’s risk tolerance and then design the appropriate asset allocation.

 

Autonomy
Have you ever noticed that when you are around certain people, you feel like you have less control over your decisions? On the other hand, some people are great at giving others a sense of empowerment. What makes these people so different?

Do you think you ever take away your own sense of autonomy? If so, how? Is this apparent when making decisions in your romantic relationships?

Ethical Dilemma of Health Care – team nursing practice

The selected case study is the one about team nursing practice. In the case study, the problem is that there is poor coordination of work between the various health care professionals who provide care to a patient. In analyzing the case, the ethical decision-making model is used. This model consists of the following: moral awareness, moral judgment, and ethical behavior.

Moral Awareness

This is the initial step in the ethical-decision making model. A person recognizes that the situation has a moral issue (Lincoln & Holmes, 2013). In the case study, the people involved include registered nurses (RNs) who are staffs at the hospital, a nurse manager, a charge nurse, and physicians. Communication in the team nursing practice is hierarchical. The RNs report to the team leader, who will then report to the doctors and other members of the healthcare team. Communication in the team nursing practice was by and large ineffective. This is because sometimes it takes a long time for the message to be conveyed from members at the top of the hierarchy to those at the bottom, and vice versa. A lack of communication, or poor communication, between the team members could be damaging in a team nursing because of the shared workload (Mattila et al., 2014). Patients have a higher likelihood of becoming uncomfortable with many team members delivering care to them. They may see this as distracting. The only instance when the communication was useful was when the nursing assistants/RNs were communicating among themselves.

This situation has a moral issue in that the healthcare team members sometimes provide specific procedures on their patients without first obtaining informed consent and without informing the patients about the benefits and risks of a given medical procedure. The factors that contributed to the issue/problem include poor communication or a lack of communication among the team members. Some team members, for instance, physicians, conducted a medical procedure on a patient with the assumptions that other members, namely RNs, had already obtained informed consent from the patient when this was apparently not the case. As such, the ethical principle of autonomy was violated.

Moral Judgement

In this second step of the ethical-decision making model, the decision maker will formulate and evaluate possible choices and likely outcomes. In essence, the possible solutions are identified (Lincoln & Holmes, 2013). In regards to the case study, the possible solutions include adopting one of the following interventions: total patient care, practical nursing, or primary nursing. These are some potential solutions that can help to get rid of the problem of coordination of work and poor communication among health care professionals, and possibly improve patient care and patient outcomes.

Ethical Behaviour

In this final step, the solution is selected, and the decision maker must act. This solution should be a morally right one, and the decision maker follows through on it (Lincoln & Holmes, 2013). As regards the case study, the selected intervention or solution is to replace team nurse practice with primary nurse practice, in which a single RN will provide patient care on an individual basis when the patient gets admitted until when he/she is discharged. Primary nursing will facilitate the creation of a good nurse-patient relationship given that the patients would be able to establish trust and become comfortable with the performance of the RN while offering care (Mattila et al., 2014). Primary nursing practice will foster professional collaboration by decreasing the problems of coordinating the work and improving communication between the healthcare professionals. Also, the solution will enable the healthcare professionals to adhere to the ethical principle of patient autonomy since a single nurse will be caring for a single patient, and would be able to observe all the ethical principles while providing the care properly.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

References

Lincoln, S. H., & Holmes, E. K. (2013). A need to know: An ethical decision-making model for research administrators. Journal of Research Administration, 39(1): 200-235

Mattila, E., Pitkanen, A., Alanen, S., Leino, K., Luojus, K., Rantanen, A., & Aalto, P. (2014). The effects of the primary nursing care model: A systematic review. Journal of Nursing and Care, 3(205): 556-579

PART I ESSAY will focus on one work in the Dayton Art Instiute special exhibition Into the Ether. Begin your essay with the artist’s name, title of work, medium, date. Give a visual description of the work and then describe how new technologies are redefining our sense of space. (50 Points)

The following essays will focus on works of art at the Dayton Art Institute in the Dicke Wing of American Art

PART II ESSAY (50 points)

You are a wealthy art collector and want to purchase two works for your French chateau. Choose one realistic work and one abstract work from the Dayton Art Institute Dicke Wing. Give the name of the artist, the title, date and medium for each of the two works of art you have selected.
Follow the guidelines below to complete your essay.

Select from the list of works below.

Realistic/Representational Abstract
Wiley, Honorable Augustus Keppel Hofmann, Enchanted Fire
Porter, Self Portrait Frankenthaler, Sea Change
Fish, Embroidery Uzbekistan Warhol, Russell Means
Kienholz, Sawdy Raushenberg, Sling Shot
Van Pelt, Louise Nevelson Nevelson, Untitled
O’Keefe, Purple Leaves Yoshitomo, Flying Pup

Your essay’s main focus should be the discussion of the visual elements (refer to the Study Terms) in each work; how the visual elements support content and meaning in the work; and brief biographical information on the artists. If the work has a label, you may use the information in the label if it is appropriate to your essay, but it has to be expressed in your own words.

For each image comparison below, write (at the beginning of your essay) each artist’s name, title of work, medium, date and style (25 pts)

PART III ESSAY (25 points)
Compare and contrast luminist Albert Bierstadt Scene in Yosemite Valley with American Impressionist Childe Hassam, Early Morning Calm. Give a visual analysis of each work, including discussion of the formal elements (refer to Study Terms); how the visual elements support content and meaning in the work.

You would want to compare and contrast significant features relating to subject and/or style, making sure to note any factors that explain the artists’ preferences (influences in the art world or encounter with the larger culture/s, personal experiences or background).

PART IV ESSAY (25 points)
Compare and contrast Joan Mitchell’s Untitled with one of the Chinese scrolls in the Dayton Art Institute Asian Wing. Your essay’s main focus should be a discussion of the visual elements; how the visual elements support content and meaning in the work.
PART V ESSAY (50 points)
Select one object (your choice) from the museum collections in any of the DAI Galleries (i.e., African, Asian, Greek, American, etc.). Describe the object in detail, using formal elements.
Clearly identify the narrative of the work (painting, sculpture) and/or the use of the object (esp. ceramics, ceremonial objects, etc)?
FOCUS your essay on what you OBSERVE through CLOSE LOOKING, and what you can then infer about context/geography/socio-cultural/political context from your observations?

You will need to submit a 5” x 7” photograph or drawing of your chosen works. See the DAI website for restrictions on photographing artwork in the museums. Specifically, you cannot use a flash in the museum. The museum does not allow photographs to be taken in special exhibitions.

Follow the guidelines listed below for essay format:
1 . Your essays should be typed or word-processed, have one-inch margins and numbered pages. Each essay should be double-spaced. Type size 12.

2. Spelling, punctuation, grammar and writing style will count in the grading process! All sources must be cited. Use the MLA handbook, available in the bookstore, library, Online. BE SURE TO INCLUDE A WORKS CITED PAGE. I remind everyone that those caught using large portions of any published research, including websites and audio/visual sources, that do not properly cite in MLA or Chicago Manual of Style will receive an automatic zero. If in doubt, always CITE!

OPTIONAL_ EXTRA CREDIT (15 Points)
Select one work (your choice) that you do not like from the museum collection in any of the DAI galleries. Give a visual analysis using your Study Terms and explain how the visual elements support meaning in the work.

 

Practice setting assessment to identify at least one potential area for improvement and appropriate performance metrics
The practice setting of nurse practitioners, assessing and caring for patients in their homes through a health insurer company to provide In-home Health

and Well-being Assessments.
This service offers programs and
services to members with chronic health conditions which is quality performance
However, not sure if the service integrates information from its systems and programs to facilitate continuity of care which could be a poor performance

Link to article: http://www.modernhealthcare.com/article/20150421/NEWS/150429972

Paper to include:
-Introduction
-Identification of 3 areas of quality performance in the practice setting
– Identification of 3 areas of poor performance in the practice setting
-Identify one potential area for improvement (from areas of poor performance)
-Translate at least one research finding into practice for practice improvement
-Develop follow up assessment plan

 

Annotated bibliography
Create an annotated bibliography using the following sources:

 

Maninger, R. (2006). Student test scores improved in an English literature course through the use of supportive devices. TechTrends: Linking Research & Practice to Improve Learning. 50(5), 37-45.
http://proxy1.ncu.edu/login?url=http://search.ebscohost.com/login.aspx?direct=true&db=eric&AN=EJ774636&site=eds-live

Develop a business plan for a start-up company that plans to sell a product or service in a local market, in a national market, or on the Internet.

Select one of your favorite products as the basis for the company, or invent a product.

Create a business plan for your hypothetical start-up company in which you do the following:

Note: You are required to utilize both the attached “Business Plan Template” and the attached “Financial Plan Template” in creating your business

plan. If the attached templates are not completed and submitted, your work will automatically be returned to you without being evaluated.

A. Write an executive summary (suggested length of 1–2 pages) in which you do the following:

1. Identify the company’s name and location.

2. Describe the mission of the company.

3. Discuss two business goals in support of the company’s mission.

4. Discuss three keys to success for the company.

B. Write a company summary (suggested length of 4–6 pages) in which you do the following:

1. Describe the history of the industry in which the company will operate.

2. Identify the legal form that the company will take.

3. Describe the location and type of facilities needed for the company.

4. Describe the management structure, including key positions and specific responsibilities.

5. Describe the products and services offered by the company.

C. Develop a market analysis (suggested length of 3–5 pages) in which you do the following:

1. Describe the target market for the company’s products and services, including the specific location, demographics, etc.

2. Complete an industry analysis for the company, including current trends and statistics.

3. Complete a four-square SWOT analysis for the company in which you do the following:

a. Identify three strengths, three weaknesses, three opportunities, and three threats.

b. Explain each of the identified strengths, weaknesses, opportunities, and threats.

D. Develop a market strategy (suggested length of 3–6 pages) in which you do the following:

1. Discuss each of the four Ps of marketing as they relate to the company’s products and services.

2. Develop a price list for the company’s products and services.

3. Develop a promotional strategy including specific tasks, target dates, and responsible parties.

4. Develop a monthly sales forecast for the first year of operations, including a discussion of expected market conditions.

Note: The sales forecast will be used as the basis for your revenue in your financial statements.

E. Develop an implementation strategy (suggested length of 3–6 pages) in which you do the following:

1. Summarize the overall strategy that will be utilized to launch your business, including target dates and goals for implementation.

2. Develop a post-launch monitoring plan (e.g., financial impact, quality control, customer satisfaction, monitoring schedule) to evaluate the

success of the company in meeting milestones.

F. Calculate and develop the financial statements and projections (suggested length of 2 pages) for the first year of business by doing the

following:

1. Develop a month-by-month forecasted profit and loss statement using an estimate of revenues and operating costs based on the sales forecast.

2. Develop a forecasted balance sheet for the end of year one.

G. Write a financial report (suggested length of 1–2 pages) in which you do the following:

1. Summarize the financial projections and the assumptions used in estimating the financial statements.

2. Describe the company’s financial position at the end of the first year.

3. Describe the company’s initial and future estimated capital/investment needs.

H. When you use sources, include all in-text citations and references in APA format.

INTRODUCTION
A&P I Section: _____________
defines the disease; provides relevant background information; introduces the focus of the paper
DIAGNOSIS 2 what to look for; how to find it; what are problems with diagnoses, if any
SYMPTOMS 2 not just a list of symptoms; details provided
TREATMENT 2 not just a list of medication/treatment types; details describing how medications/treatments work (what they target and how

they work)
NEW & CURRENT RESEARCH 2 what is the current research on the disease/condition? any new and exciting things researchers are looking into?
CONCLUSION 2 take home message; why should we care?
IN-TEXT CITATIONS 3 everything must be cited in CSE format!
WORKS CITED 1 at the end of the paper and must be in correct CSE format
AT LEAST 3 PRIMARY LITERATURE SOURCES 3 this is one of the main purposes of this assignment… be sure to have at least 3 primary sources.

Music
Lesson 1 Questions:

1. The roots of rock and roll are clearly African-American in origin. Much of the indigenous music from West African cultures features musical characteristics that are prevalent in rock and roll. Listen for some of the following musical characteristics in the recording of Ba-Benjelle Pygmies from Central Sub-Saharan Africa. The variety of timbres present in many sub-Saharan African singing voices range from rounded, to guttural, without vibrato, raw, and grainy. Buzzing sounds (buzzing timbres) are prevalent in many of the instruments used in the countries and culture groups of sub-Saharan Africa.

Open the Music Characteristics To Listen For page and list any of the musical characteristics you happen to hear in this incredible Pygmy selection. Beyond a mere listing of the characteristics, describe what you are hearing.

2. Listen, compare, and contrast the following two spirituals below. How are they different? What do they seem to have in common? List and describe any musical characteristics you notice in these recordings.

Shout All Over God’s Heaven – The Fisk Jubilee Singers

Roll, Jordan Roll – The Fairfield Four

3. Click on the NPR (National Public Radio) video below to view, to listen, and to provide a music observational response to these two famous gospel quartets who are actually related to each other – The McCrary Sisters, and The Fairfield Four. Are there instruments accompanying these singers or is this performance “a cappella?” What patterns (rhythmic or song form structure) do you notice in this performance?

Rock My Soul – a spiritual song performed in a Gospel manner by The McCrary Sisters and The Fairfield Four (Links to an external site.)

4. Listen to the W.C. Handy composition St. Louis Blues as performed by The Empress of the Blues, Bessie Smith. On this recording of the Classic Blues style, Bessie is accompanied by Louis Armstrong on Cornet and Fred Longshaw on the Reed Organ. Describe this music–what mood is being conveyed here? As you listen, please list and describe any musical characteristics you recognize.

5. Compare and contrast St. Louis Blues from question #4 and Traveling Riverside Blues by Robert Johnson. How are they different? What do they seem to have in common? List and describe characteristics you notice in the music. As you listen to Traveling Riverside Blues, performed by the great Country or Delta Blues artist Robert Johnson, notice how Robert Johnson typifies the extremely personal approach of the Country/Delta Blues artist as evidenced by his adding to (adding one extra beat), or deleting from (dropping one beat) the 4/4 time of each measure of music. He does not do this to all the measures, but rather to just a selected few purely as a means of communicating his art. Maintaining strict 4/4 time coupled with the twelve-bar harmonic progression of the blues is secondary to the personal expression of his voice and guitar. Additionally, because this music is just Robert by himself on guitar and singing, he does not have to worry about keeping a stable 4/4 meter or a steady tempo as he would if he was playing with other musicians in a band.

6. Urban Blues is a post World War II musical development. As African-Americans migrated north, the basic Country/Delta blues style mixed with the jazz rhythm section of piano, bass, and drums. Additionally, the musicians “plugged in,” as amplification of the guitars, vocals, and the harmonica became standard. Listen to the following examples of Urban Blues.

Describe the musical activity that you hear in each of the following Blues songs:

a) Baby How Long? – Howlin’ Wolf

b) I’m In The Mood – John Lee Hooker Notice how Hooker’s vocal timbre serves as a model for, and a direct influence on, Jimi Hendrix.

c) Hard Loser – Muddy Waters

d) When My Left Eye Jumps – Buddy Guy

e) Wake Up Old Lady – Lightnin’ Hopkins

f) Sweet Sixteen – B.B. King

7. List some of the characteristics of Blues music that have directly influenced and been co-opted into rock and roll.

8. What are the given name, brand name, and model of the specific electric guitar played by the late great urban blues artist B.B. King?

9. What instruments did Muddy Waters put together to form his Chicago-based Urban Blues band? What connection is there between this particular instrumentation and rock and roll music?

10. Jimmie Rodgers (1897-1933) – composer, singer, and “white bluesman” performs three of his own compositions in this “short” for Columbia Pictures Studio in 1929. Click below to view, listen, and describe:

“The Singing Brakeman” (1929) – a short film featuring Jimmie Rodgers singing “Waiting for a Train”, “Daddy and Home”, and “T for Texas” (Links to an external site.)

Beginning in the 1920’s with Jimmie Rodgers’ mix of yodeling, folk, blues, and “hillbilly” country; on into the 1930’s with singer, songwriter, fiddler, band leader, publisher and Grand Ole Opry icon Roy Acuff; Country Music started to shift from small ensembles of instruments (string bands) and/or singers such as The Carter Family, to that of the “solo singer-with-band” set up. This resulted in the post-World War II “honky-tonk” style featuring one of the greatest country performers and composers of all time-Hank Williams (1923-1953).

As Billie Holiday did so eloquently in Jazz, Hank also had the ability to communicate his art in a most personal manner. Both of these musical giants transcended the norm by singing with just the right balance of emotion and intensity, delivering it, as if each song were being sung just for you.

11. Describe the musical activity in each of the following selections recorded and composed by the great Hank Williams:

a) Why Don’t You Love Me

b) I’m So Lonesome I Could Cry

c) Your Cheatin’ Heart

d) Move It On Over

Hank Williams’ songs have been covered by numerous artists representing many styles of music. He is, therefore, another major influence in the development of rock and roll.

12. Prior to labeling it Rhythm and Blues (R&B) in 1949 by Billboard, what was the categorical name used by the music industry for music recorded by African-American (Black) artists?

13. The tremendous significance of rhythm and blues vocalist Big Joe Turner toward the development of rock and roll is indisputable. Listen to and describe what you are hearing in his 1954 rhythm and blues recording of Shake, Rattle and Roll.

14. What early rock and roll musician stated, “I felt that if I could take, say, a dixieland tune and drop the first & third beats, and accentuate the second and fourth, and add a beat that the listeners could clap to as well as dance, this could be what they were after”?

15. Bill Haley’s musical style featured watered down rhythm and blues lyrics, country and western instrumental playing, and a stage routine designed to “grab” his audience. His “meteoric rise” to popularity, and hits like “Rock Around The Clock” all pointed toward a long career in rock and roll. Yet, as fast as his ascendancy was, “there were no more American hits after 1956.” Provide reasons why this happened to Bill Haley. As you write your response, listen to his recording of the song See You Later, Alligator.

Coming from the same musical lineage as Bessie Smith, Ma Rainey, and Memphis Minnie before her, Willie Mae “Big Mama” Thornton (1926-1984) is yet another example of how the Blues and the entire African-American experience is unquestionably fundamental to the art form we are studying in this course.

Big Mama Thornton was the original artist to record (and claimed she was the composer of the song too) the classic tune called Hound Dog. A legal battle began, and the court sided with composers Lieber and Stoller, thereby keeping Big Mama Thornton from ever receiving any of the sizable royalties the song has accrued through numerous cover versions since her original version was recorded in 1952.

16. Listen, compare, and contrast these two versions of the song Hound Dog. Which version do you prefer and why?

a) Hound Dog – Willie Mae “Big Mama” Thornton

b) Hound Dog – Elvis Presley

17. Elvis Presley from “hillbilly ignorance to celebrity,” was a most complex human being. List some of the influences (musical and non-musical) that directly shaped and contributed to his performance characteristics. For example: What effect did African-American gospel revival meetings have on the music and performance style of Elvis Presley?

18. After writing about what influenced Elvis, now list and comment on the product of those influences–Elvis Presley’s own performance characteristics which established the “Elvis sound.” Describe the musical activity you hear in each of the following selections by “The King” Elvis Presley:

a) (Let Me Be Your) Teddy Bear

b) I Want You, I Need You, I Love You

c) Heartbreak Hotel

d) All Shook Up

19. What are the primary differences between Elvis Presley’s Sun Record Label Recordings, and his subsequent recordings for RCA?

20. Describe the political and social climate in the United States during the 1950’s. Additionally, list some of the prevailing social attitudes among middle-class white adults during the 1950’s. How did these “attitudes” effect their response to the sudden presence of rock and roll music in popular culture?

21. Name the “big three” Major Record companies who controlled the prevailing pop music industry in the early 1950’s.

22. What are/were “indies” “Independent Record Companies? List three of these Indie Record companies that were active in the late 1940’s through the 1950’s. What impact did these indies have on the recording industry and rock and roll music in general?

The Listening Links To Lesson 1
Listening Links To Lesson #1

The Ba-Benjelle Pygmies (Links to an external site.)

The Fisk Jubilee Singers – Shout All Over God’s Heaven (Links to an external site.)

The Fairfield Four – Roll, Jordan Roll (Links to an external site.)

Bessie Smith – St. Louis Blues (Links to an external site.)

Robert Johnson – Traveling Riverside Blues (Links to an external site.)

Howlin’ Wolf – Baby How Long (Links to an external site.)

John Lee Hooker – I’m In The Mood For Love (Links to an external site.)

Muddy Waters – Hard Loser (Links to an external site.)

Buddy Guy – When My Left Eye Jumps (Links to an external site.)

Lightnin’ Hopkins – Wake Up Old Lady (Links to an external site.)

B.B. King – Sweet Sixteen (Links to an external site.)

Hank Williams – Why Don’t You Love Me (Links to an external site.)

Hank Williams – I’m So Lonesome I Could Cry (Links to an external site.)

Hank Williams – Your Cheatin’ Heart (Links to an external site.)

Hank Williams – Move It On Over (Links to an external site.)

Big Joe Turner – Shake, Rattle and Roll (Links to an external site.)

Bill Haley – See You Later Alligator (Links to an external site.)

(Willie Mae) Big Mama Thornton – Hound Dog (Links to an external site.)

Elvis Presley – Hound Dog (Links to an external site.)

Elvis Presley – I Want You, I Need You, I Love You (Links to an external site.)

Elvis Presley – Let Me Be Your Teddy Bear (Links to an external site.)

Elvis Presley – Heartbreak Hotel (Links to an external site.)

Elvis Presley – All Shook Up (Links to an external site.)

 

Compare Xanax® addiction to heroin addiction, in regards to physical effects, mental effects, financial effects, and legal effects. Given Xanax ® is

taken orally and heroin is typically IV, if both were taken IV, would that change your answer?
What did you discover in regards to their differences in dependence potential, withdrawal danger, overdose risk, infection & disease, and legal

consequences for misuse?